:root{
  --primary:#1268F3;--primary-dark:#0757D9;--navy:#102A56;--text:#14213D;--muted:#6D7D98;
  --bg:#F4F8FE;--surface:#FFFFFF;--surface-2:#F7FAFF;--border:#E1EAF5;
  --success:#18B979;--warning:#F39B35;--danger:#E94A6A;--violet:#7357F5;
  --radius:14px;--radius-sm:10px;--radius-lg:20px;
  --shadow-sm:0 6px 18px rgba(15,30,70,.06);
  --shadow-md:0 14px 34px rgba(15,30,70,.09);
  --shadow-lg:0 24px 60px rgba(15,30,70,.14);
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;background:var(--bg);color:var(--text);font-family:'Inter',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;font-size:15px;line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
button{font-family:inherit;cursor:pointer}
input,select,textarea{font-family:inherit;font-size:15px}
.screen{display:none;min-height:100vh}
.screen.active{display:block}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:11px 20px;border-radius:var(--radius-sm);border:1px solid transparent;font-weight:600;font-size:14.5px;transition:.18s ease;white-space:nowrap;text-decoration:none}
.btn-primary{background:var(--primary);color:#fff;box-shadow:0 8px 20px rgba(18,104,243,.22)}
.btn-primary:hover{background:var(--primary-dark);transform:translateY(-1px);box-shadow:0 12px 26px rgba(18,104,243,.28)}
.btn-secondary{background:var(--surface);color:var(--primary);border-color:var(--border);box-shadow:var(--shadow-sm)}
.btn-secondary:hover{background:var(--surface-2);transform:translateY(-1px)}
.btn-lg{padding:14px 26px;font-size:16px}
.btn-sm{padding:8px 14px;font-size:13px}
.btn-block{width:100%}
.btn:disabled{opacity:.6;cursor:not-allowed;transform:none!important}
.btn-icon{width:34px;height:34px;padding:0;display:inline-flex;align-items:center;justify-content:center;border-radius:9px;border:1px solid var(--border);background:var(--surface);color:var(--muted);transition:.15s}
.btn-icon:hover{background:var(--surface-2)}
.btn-icon.edit:hover{color:var(--primary);border-color:var(--primary)}
.btn-icon.toggle:hover{color:var(--warning);border-color:var(--warning)}
.btn-icon.delete:hover{color:var(--danger);border-color:var(--danger)}

/* HEADER - fixed mobile layout */
.site-header{background:var(--surface);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:100}
.site-header-inner{max-width:1200px;margin:0 auto;padding:12px 20px;display:flex;align-items:center;gap:24px;position:relative}
.site-logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;font-size:16px;flex-shrink:0;min-width:0}
.site-logo img{height:38px;width:38px;object-fit:contain;border-radius:8px;flex-shrink:0}
.site-logo-text{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.site-nav{display:flex;gap:4px;margin-left:8px;flex:1}
.site-nav a{text-decoration:none;color:var(--muted);font-weight:600;padding:8px 14px;border-radius:var(--radius-sm);transition:.15s;white-space:nowrap}
.site-nav a:hover{color:var(--primary);background:var(--surface-2)}
.site-actions{display:flex;gap:10px;margin-left:auto;flex-shrink:0}
.hamburger{display:none;background:var(--surface);border:1px solid var(--border);color:var(--navy);width:42px;height:42px;border-radius:10px;font-size:17px;margin-left:auto;flex-shrink:0;align-items:center;justify-content:center;z-index:101;position:relative}
.hamburger:active{background:var(--surface-2)}

.hero{max-width:1200px;margin:0 auto;padding:70px 24px 50px;display:grid;grid-template-columns:1.15fr 1fr;gap:60px;align-items:center}
.hero-text h1{font-size:clamp(2.2rem,4.5vw,3.4rem);line-height:1.08;letter-spacing:-.02em;color:var(--navy);margin:0 0 18px;font-weight:800}
.hero-text p{color:var(--muted);font-size:1.05rem;max-width:520px;margin:0 0 28px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.hero-art{display:flex;justify-content:center}
.hero-card{width:340px;aspect-ratio:1.6;border-radius:var(--radius-lg);padding:26px;background:linear-gradient(135deg,#1268F3 0%,#7357F5 55%,#11B7E8 100%);color:#fff;display:flex;flex-direction:column;justify-content:space-between;box-shadow:0 30px 60px rgba(18,104,243,.3);transform:perspective(900px) rotateY(-6deg) rotateX(3deg)}
.hero-card-top{display:flex;justify-content:space-between;font-size:12px;letter-spacing:.12em;text-transform:uppercase;opacity:.9}
.hero-card-balance{font-size:26px;font-weight:800}
.hero-card-number{font-size:15px;letter-spacing:.2em;opacity:.95}
.hero-card-bottom{display:flex;justify-content:space-between;font-size:12px;letter-spacing:.1em;text-transform:uppercase}

.features,.info-section{max-width:1200px;margin:0 auto;padding:40px 24px}
.features h2,.info-section h2{color:var(--navy);font-size:1.7rem;margin:0 0 8px;font-weight:800}
.features p,.info-section>p{color:var(--muted);margin:0 0 28px}
.feature-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.feature-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow-sm);transition:.2s}
.feature-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}
.feature-icon{width:46px;height:46px;border-radius:12px;background:linear-gradient(135deg,rgba(18,104,243,.12),rgba(115,87,245,.12));color:var(--primary);display:flex;align-items:center;justify-content:center;font-size:18px;margin-bottom:14px}
.feature-card h3{margin:0 0 6px;color:var(--navy);font-size:1.05rem}
.feature-card p{margin:0;color:var(--muted);font-size:14px}
.info-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px}
.info-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:18px;box-shadow:var(--shadow-sm)}
.info-card i{color:var(--primary);font-size:18px;margin-bottom:8px}
.info-card h4{margin:0 0 4px;color:var(--navy);font-size:1rem}
.info-card p{margin:0;color:var(--muted);font-size:13.5px}

.loan-hero{background:linear-gradient(135deg,#0B3FA8 0%,#1268F3 50%,#7357F5 100%);color:#fff;padding:70px 24px 60px}
.loan-hero-inner{max-width:900px;margin:0 auto;text-align:center}
.pill{display:inline-block;background:rgba(255,255,255,.18);border:1px solid rgba(255,255,255,.28);padding:6px 14px;border-radius:20px;font-size:12.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin-bottom:20px}
.loan-hero h1{font-size:clamp(2rem,4.5vw,3rem);line-height:1.15;font-weight:800;margin:0 0 16px;letter-spacing:-.02em}
.loan-hero p{font-size:1.05rem;opacity:.95;max-width:640px;margin:0 auto 26px}
.loan-hero-actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-bottom:18px}
.loan-hero .btn-secondary{background:rgba(255,255,255,.14);color:#fff;border-color:rgba(255,255,255,.28);box-shadow:none}
.loan-hero .btn-secondary:hover{background:rgba(255,255,255,.22)}
.loan-disclaimer{font-size:12.5px;opacity:.82;max-width:620px;margin:0 auto}

.loan-section{max-width:1200px;margin:0 auto;padding:50px 24px}
.loan-section h2{color:var(--navy);font-size:1.7rem;margin:0 0 20px;font-weight:800}
.loan-section .muted{color:var(--muted);font-size:14px;margin:0 0 20px}
.loan-section .small{font-size:12.5px}
.loan-benefits{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px}
.loan-benefit{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow-sm);transition:.2s}
.loan-benefit:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}
.loan-benefit i{color:var(--primary);font-size:22px;margin-bottom:12px}
.loan-benefit h3{margin:0 0 6px;color:var(--navy);font-size:1.02rem}
.loan-benefit p{margin:0;color:var(--muted);font-size:14px}
.loan-compare{overflow-x:auto;border:1px solid var(--border);border-radius:var(--radius);background:var(--surface)}
.loan-compare table{width:100%;border-collapse:collapse;min-width:640px}
.loan-compare th{background:var(--surface-2);color:var(--navy);text-align:left;padding:14px 16px;font-weight:800;font-size:13.5px;border-bottom:1px solid var(--border)}
.loan-compare td{padding:14px 16px;border-bottom:1px solid var(--border);font-size:14px;color:var(--text)}
.loan-compare tr:last-child td{border-bottom:0}
.loan-compare td.highlight{color:var(--primary);font-weight:700}
.check-list{list-style:none;padding:0;margin:0 0 16px}
.check-list li{padding:8px 0 8px 30px;position:relative;color:var(--text);font-size:14.5px}
.check-list li::before{content:"\2713";position:absolute;left:0;top:8px;color:var(--success);font-weight:800}
.steps{list-style:none;padding:0;margin:0;counter-reset:step}
.steps li{counter-increment:step;padding:14px 0 14px 52px;position:relative;color:var(--text);font-size:14.5px;border-bottom:1px solid var(--border)}
.steps li:last-child{border-bottom:0}
.steps li::before{content:counter(step);position:absolute;left:0;top:12px;width:34px;height:34px;border-radius:50%;background:var(--primary);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:14px}
.loan-form{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow-sm);max-width:820px}
.loan-form label{display:block;font-weight:600;font-size:13.5px;color:var(--navy);margin:14px 0 6px}
.loan-form input,.loan-form select,.loan-form textarea{width:100%;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface-2);padding:12px 14px;outline:none;color:var(--text);transition:.15s}
.loan-form input:focus,.loan-form select:focus,.loan-form textarea:focus{border-color:var(--primary);background:var(--surface);box-shadow:0 0 0 3px rgba(18,104,243,.12)}
.loan-form button{margin-top:20px}
.faq details{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-sm);padding:14px 18px;margin-bottom:10px;box-shadow:var(--shadow-sm)}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);font-size:14.5px}
.faq details[open] summary{margin-bottom:8px}
.faq p{margin:0;color:var(--muted);font-size:14px}
.loan-cta{text-align:center;background:linear-gradient(135deg,#F4F8FE 0%,#E8F1FF 100%);border:1px solid var(--border);border-radius:var(--radius-lg);margin:20px 24px 60px;padding:50px 24px}

.auth-wrap{min-height:100vh;display:flex;align-items:center;justify-content:center;padding:40px 20px;background:radial-gradient(circle at 20% 15%,rgba(18,104,243,.10),transparent 30%),radial-gradient(circle at 80% 80%,rgba(115,87,245,.10),transparent 30%),var(--bg)}
.auth-card{width:100%;max-width:440px;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:40px 34px 34px;box-shadow:var(--shadow-lg);position:relative}
.auth-card-wide{max-width:640px}
.auth-logo{display:flex;justify-content:center;margin-bottom:14px}
.auth-logo img{height:72px;width:72px;object-fit:contain;border-radius:12px}
.auth-card h1{text-align:center;color:var(--navy);font-size:1.6rem;margin:0 0 6px;font-weight:800}
.auth-sub{text-align:center;color:var(--muted);margin:0 0 24px}
.auth-foot{text-align:center;margin-top:18px;color:var(--muted);font-size:14px}
.auth-foot a{color:var(--primary);font-weight:600;text-decoration:none}
.back-btn{position:absolute;top:18px;left:18px;width:38px;height:38px;border-radius:10px;border:1px solid var(--border);background:var(--surface);color:var(--navy);display:flex;align-items:center;justify-content:center}
.back-btn:hover{background:var(--surface-2)}

label{display:block;font-weight:600;font-size:13.5px;color:var(--navy);margin:14px 0 6px}
.input-wrap{display:flex;align-items:center;gap:10px;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface-2);padding:0 12px;transition:.15s}
.input-wrap:focus-within{border-color:var(--primary);background:var(--surface);box-shadow:0 0 0 3px rgba(18,104,243,.12)}
.input-wrap i:first-child{color:var(--muted);font-size:14px}
.input-wrap input,.input-wrap select{flex:1;border:0;background:transparent;outline:none;padding:12px 0;color:var(--text);font-size:15px;min-width:0}
.input-trailing{background:transparent;border:0;color:var(--muted);padding:6px}
.input-trailing:hover{color:var(--primary)}
input[type="text"],input[type="email"],input[type="tel"],input[type="password"],input[type="number"],select,textarea{width:100%;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface-2);padding:12px 14px;outline:none;color:var(--text);transition:.15s}
input:focus,select:focus,textarea:focus{border-color:var(--primary);background:var(--surface);box-shadow:0 0 0 3px rgba(18,104,243,.12)}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.grid-3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:14px}
.row-between{display:flex;align-items:center;justify-content:space-between;margin:10px 0 18px}
.row-between a{color:var(--primary);font-weight:600;text-decoration:none;font-size:13.5px}
.checkbox{display:flex;align-items:center;gap:8px;font-weight:500;color:var(--text);font-size:14px;margin:8px 0}
.checkbox input{width:auto}
.form-section{margin:22px 0 8px;font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-weight:700}
.alert{padding:12px 14px;border-radius:var(--radius-sm);margin:10px 0;font-size:14px}
.alert-error{background:#FEF2F2;color:#B91C1C;border:1px solid #FECACA}
.alert-success{background:#ECFDF5;color:#047857;border:1px solid #A7F3D0}

.dashboard-header{background:var(--surface);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:40}
.dashboard-header-inner{max-width:1200px;margin:0 auto;padding:14px 24px;display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.dash-logo img{height:40px;width:40px;object-fit:contain;border-radius:8px}
.dash-greeting{color:var(--navy);font-weight:700}
.dashboard-header-inner>.btn:first-of-type{margin-left:auto}
.dashboard-main{max-width:1200px;margin:0 auto;padding:26px 24px 60px;display:grid;gap:18px}
.balance-hero{background:linear-gradient(135deg,#1268F3 0%,#7357F5 60%,#11B7E8 100%);color:#fff;border-radius:var(--radius-lg);padding:30px;display:flex;justify-content:space-between;align-items:center;gap:20px;box-shadow:0 24px 50px rgba(18,104,243,.25)}
.balance-label{font-size:13px;letter-spacing:.12em;text-transform:uppercase;opacity:.9}
.balance-value{font-size:2.4rem;font-weight:800;margin:6px 0}
.balance-account{font-size:13.5px;opacity:.92}
.balance-hero-right{display:flex;flex-direction:column;align-items:center;gap:10px}
.profile-image-display{width:84px;height:84px;border-radius:50%;overflow:hidden;border:3px solid rgba(255,255,255,.55);background:rgba(255,255,255,.12);display:flex;align-items:center;justify-content:center}
.profile-image-display img{width:100%;height:100%;object-fit:cover}
.profile-image-placeholder{display:flex;flex-direction:column;align-items:center;gap:4px;font-size:10px;color:#fff;opacity:.85}
.profile-image-placeholder i{font-size:22px}
.quick-actions{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.qa-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:18px 10px;display:flex;flex-direction:column;align-items:center;gap:8px;font-weight:700;color:var(--navy);box-shadow:var(--shadow-sm);transition:.2s}
.qa-card i{font-size:20px}
.qa-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}
.qa-transfer i{color:var(--primary)}
.qa-paybill i{color:var(--violet)}
.qa-etransfer i{color:var(--warning)}
.qa-invest i{color:var(--success)}
.panel{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow-sm)}
.panel-soft{background:var(--surface-2);box-shadow:none}
.panel-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px}
.panel-head h2{margin:0;color:var(--navy);font-size:1.05rem;font-weight:800}
.account-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px}
.account-card{border:1px solid var(--border);border-radius:var(--radius-sm);padding:16px;background:var(--surface-2)}
.account-head{display:flex;justify-content:space-between;color:var(--muted);font-size:13px}
.account-tag{font-size:11px;letter-spacing:.12em;text-transform:uppercase;background:rgba(18,104,243,.1);color:var(--primary);padding:3px 8px;border-radius:20px;font-weight:700}
.account-name{color:var(--muted);margin:10px 0 4px;font-size:13.5px}
.account-balance{color:var(--navy);font-size:1.35rem;font-weight:800}
.info-list{display:grid;gap:4px}
.info-row{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--border);font-size:14px}
.info-row:last-child{border-bottom:0}
.info-row span{color:var(--muted)}
.info-row strong{color:var(--text)}
.tx-list{display:grid;gap:4px}
.tx-list .empty{color:var(--muted);text-align:center;padding:20px;margin:0}
.transaction-row{display:grid;grid-template-columns:40px 1fr auto;gap:14px;align-items:center;padding:12px 4px;border-bottom:1px solid var(--border)}
.transaction-row:last-child{border-bottom:0}
.tx-icon{width:36px;height:36px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:13px}
.tx-icon.credit{background:rgba(24,185,121,.12);color:var(--success)}
.tx-icon.debit{background:rgba(233,74,106,.12);color:var(--danger)}
.tx-desc{color:var(--text);font-weight:600;font-size:14px}
.tx-date{color:var(--muted);font-size:12.5px}
.tx-amount{font-weight:800;font-size:14.5px}
.tx-amount.credit{color:var(--success)}
.tx-amount.debit{color:var(--danger)}

.admin-main{max-width:1300px;margin:0 auto;padding:22px 24px 60px;display:grid;grid-template-columns:260px 1fr;gap:20px}
.admin-sidebar{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:14px;box-shadow:var(--shadow-sm);align-self:start;position:sticky;top:80px;display:flex;flex-direction:column;gap:4px}
.admin-nav-btn{display:flex;align-items:center;gap:10px;padding:11px 12px;border-radius:var(--radius-sm);background:transparent;border:0;color:var(--text);font-weight:600;font-size:13.5px;text-align:left;transition:.15s}
.admin-nav-btn i{color:var(--primary);width:16px;text-align:center}
.admin-nav-btn:hover{background:var(--surface-2);color:var(--primary)}
.admin-sidebar-divider{height:1px;background:var(--border);margin:8px 4px}
.admin-content{min-width:0}
.admin-panel{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow-sm)}
.admin-panel h2{color:var(--navy);margin:0 0 12px;font-size:1.2rem;font-weight:800}
.admin-panel-head{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-bottom:14px}
.admin-toolbar{display:flex;gap:10px;align-items:center}
.admin-toolbar .input-wrap{min-width:240px}
.muted{color:var(--muted);font-size:13.5px}
.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--radius)}
.data-table{width:100%;border-collapse:collapse;min-width:800px}
.data-table th{text-align:left;padding:12px 14px;background:var(--surface-2);color:var(--navy);font-weight:700;font-size:12.5px;letter-spacing:.04em;text-transform:uppercase;border-bottom:1px solid var(--border)}
.data-table td{padding:12px 14px;border-bottom:1px solid var(--border);color:var(--text);font-size:13.5px}
.data-table tr:last-child td{border-bottom:0}
.data-table tr:hover td{background:var(--surface-2)}
.cell-user{display:flex;align-items:center;gap:10px;font-weight:600}
.cell-user .avatar{width:32px;height:32px;border-radius:50%;background:rgba(18,104,243,.12);color:var(--primary);display:flex;align-items:center;justify-content:center;font-weight:800;overflow:hidden}
.cell-user .avatar img{width:100%;height:100%;object-fit:cover}
.actions-cell{display:flex;gap:6px}
.status-chip{display:inline-block;padding:4px 10px;border-radius:20px;font-size:11.5px;font-weight:700}
.status-chip.active{background:rgba(24,185,121,.12);color:var(--success)}
.status-chip.inactive{background:rgba(243,155,53,.14);color:var(--warning)}
.status-chip.pending{background:rgba(115,87,245,.12);color:var(--violet)}
.status-chip.suspended{background:rgba(233,74,106,.12);color:var(--danger)}

.modal{display:none;position:fixed;inset:0;background:rgba(16,42,86,.45);z-index:200;align-items:center;justify-content:center;padding:20px;backdrop-filter:blur(4px)}
.modal.active{display:flex}
.modal-card{width:100%;max-width:520px;background:var(--surface);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);overflow:hidden;max-height:92vh;display:flex;flex-direction:column}
.modal-head{padding:18px 22px;border-bottom:1px solid var(--border);display:flex;justify-content:space-between;align-items:center}
.modal-head h2{margin:0;color:var(--navy);font-size:1.1rem;font-weight:800}
.modal-close{background:transparent;border:0;color:var(--muted);font-size:16px;width:32px;height:32px;border-radius:8px}
.modal-close:hover{background:var(--surface-2);color:var(--navy)}
.modal-body{padding:20px 22px;overflow-y:auto}
.modal-foot{display:flex;justify-content:flex-end;gap:10px;padding:16px 22px;border-top:1px solid var(--border);background:var(--surface-2)}
.review{display:grid;gap:6px;margin:10px 0 16px}
.review>div{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid var(--border);font-size:14px}
.review>div:last-child{border-bottom:0}
.review span{color:var(--muted)}
.success-block{text-align:center;padding:10px 0}
.success-block i{font-size:44px;color:var(--success)}
.success-block h3{margin:12px 0 6px;color:var(--navy)}
.success-block p{margin:0 0 16px;color:var(--muted)}

/* LOAN POPUP — small container */
.loan-popup{position:fixed;right:16px;bottom:16px;width:300px;max-width:calc(100vw - 32px);background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:16px 16px 14px 16px;box-shadow:0 20px 50px rgba(15,30,70,.22);z-index:150;display:flex;gap:12px;opacity:0;transform:translateY(20px);transition:opacity .3s,transform .3s;pointer-events:none}
.loan-popup.show{opacity:1;transform:translateY(0);pointer-events:auto}
.loan-popup.hidden{display:none}
.loan-popup-close{position:absolute;top:6px;right:8px;background:transparent;border:0;color:var(--muted);font-size:18px;line-height:1;padding:4px;cursor:pointer;border-radius:6px}
.loan-popup-close:hover{color:var(--navy);background:var(--surface-2)}
.loan-popup-icon{width:40px;height:40px;border-radius:11px;background:linear-gradient(135deg,rgba(18,104,243,.14),rgba(115,87,245,.14));color:var(--primary);display:flex;align-items:center;justify-content:center;font-size:17px;flex-shrink:0}
.loan-popup-body h3{margin:0 0 4px;color:var(--navy);font-size:.95rem;font-weight:800;padding-right:18px}
.loan-popup-body p{margin:0 0 10px;color:var(--muted);font-size:12.5px;line-height:1.5}
.loan-popup-actions{display:flex;gap:6px}
.loan-popup-actions .btn{padding:6px 12px;font-size:12px}

/* Responsive */
@media (max-width:960px){
  .hero{grid-template-columns:1fr;gap:40px;text-align:center;padding:50px 22px 30px}
  .hero-text p{margin-inline:auto}
  .hero-actions{justify-content:center}
  .admin-main{grid-template-columns:1fr}
  .admin-sidebar{position:relative;top:0;flex-direction:row;flex-wrap:wrap}
  .admin-sidebar-divider{display:none}
}
@media (max-width:820px){
  .site-header-inner{gap:12px;padding:10px 16px}
  .site-logo-text{font-size:15px}
  .site-nav{display:none;position:absolute;top:100%;left:12px;right:12px;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:10px;flex-direction:column;box-shadow:var(--shadow-md);margin-top:8px;z-index:99}
  .site-nav.open{display:flex}
  .site-nav a{padding:12px 14px;border-radius:var(--radius-sm)}
  .site-actions{display:none}
  .hamburger{display:inline-flex}
}
@media (max-width:720px){
  .hero-card{width:280px}
  .balance-value{font-size:1.7rem}
  .quick-actions{grid-template-columns:repeat(2,1fr)}
  .balance-hero{flex-direction:column;text-align:center}
  .grid-2,.grid-3{grid-template-columns:1fr}
  .admin-toolbar{width:100%}
  .admin-toolbar .input-wrap{min-width:0;flex:1}
  .data-table thead{display:none}
  .data-table,.data-table tbody,.data-table tr,.data-table td{display:block;width:100%;min-width:0}
  .data-table tr{margin-bottom:10px;border:1px solid var(--border);border-radius:var(--radius-sm);padding:8px;background:var(--surface)}
  .data-table td{display:flex;justify-content:space-between;padding:8px 10px;border-bottom:1px solid var(--border);text-align:right}
  .data-table td::before{content:attr(data-label);color:var(--muted);font-weight:600;margin-right:12px;text-align:left}
  .data-table td:last-child{border-bottom:0}
  .loan-hero{padding:50px 20px 40px}
  .loan-section{padding:36px 18px}
}
@media (max-width:420px){
  .site-header-inner{padding:10px 12px;gap:8px}
  .site-logo img{height:32px;width:32px}
  .site-logo-text{font-size:13.5px}
  .hamburger{width:38px;height:38px;font-size:15px}
  .auth-card{padding:32px 22px 24px;border-radius:var(--radius)}
  .auth-logo img{height:56px;width:56px}
  .balance-value{font-size:1.5rem}
  .loan-popup{right:8px;left:8px;bottom:8px;width:auto}
  .loan-popup-actions{flex-direction:column}
  .loan-popup-actions .btn{width:100%}
}